Tip #1 - Read the recent article from the Hawaii Better Business Bureau & Hawaii Board of REALTORS.

      Tip # 2 - Another good read...."Rental Scams Hit Hawaii"

      Tip # 3 - What happens when your landlord is foreclosed on. "States act for renters caught in foreclosure trap"

      Tip # 4 - Advice for renters who have lost a home to foreclosure. "Foreclosure stigma haunts would be renters"

Examples of Scams

1. Someone claims that craigslist will guarantee a transaction, certify a buyer/seller, OR claims that craigslist will handle or provide protection for a payment

• These claims are fraudulent, as craigslist does not have any role in any transaction.
• Scammer will often send an official looking email that appears to come from craigslist, offering a guarantee, certifying a seller, providing payment services -- all such emails are fakes!

2. distant person offers a genuine-looking (but fake) cashier's check

• you receive an email (examples below) offering to buy your item, or rent your apartment, sight unseen.
• cashier's check is offered for your sale item, as a deposit for an apartment, or for just about anything else of value.
• value of cashier's check often far exceeds your item - scammer offers to "trust" you, and asks you to wire the balance via money transfer service
• banks will often cash these fake checks AND THEN HOLD YOU RESPONSIBLE WHEN THE CHECK FAILS TO CLEAR, including criminal prosecution in some cases!
• scam often involves a 3rd party (shipping agent, business associate owing buyer money, etc)

3. Someone requests wire service payment via Western Union or MoneyGram:

• Scam "bait" items include apartments, laptops, plasma TVs, cell phones, tickets - but could be almost anything
• Often claim that an MTCN or confirmation code is needed before he can withdraw your money - this is FALSE, once you've wired money, it is GONE.
• Common countries currently include: Nigeria, Romania, United Kingdom, Ukraine, Spain, Italy, Netherlands - but could be anywhere
• Apartment listing may be local, but landlord/owner is "travelling" or "relocating" and needs you to wire money to them abroad
• Deal often seems too good to be true, price is too low, rent is below market, etc

4. distant person offers to send you a money order and then have you wire money:

• this is ALWAYS a scam, in our experience - the cashier's check is FAKE
• sometimes accompanies an offer of merchandise, sometimes not
• scammer often asks for your name, address, etc for printing on the fake check
• deal often seems too good to be true

Updated 8/04/2008 by JAKEF Web Designs